At AC Masters, we offer the best value for HVAC systems and repairs on the First Coast. However, we understand that sometimes that isn’t enough. This is why we offer various financing options for you and your family. We partner with Microf Financial and SpectrumAC to offer our customers competitive financing plans such as 120 month with low interest (with credit check) and no credit check options* to make sure that you and your family are comfortable in your home, no matter the situation. To take a look at the products we offer, please go to our Products page. If you have any questions regarding financing, please call our office at (904)-722-8995 or email us at and we would be more than happy to assist you.

SpectrumAC believes that all customers deserve easy and affordable payment options for their heating, cooling and other home improvement needs. A single online application provides real time decisions on several financing and lease purchase options. There are excellent options for all types of customer needs and all levels of credit scores. SpectrumAC is the one stop for getting back to comfort fast.

Hassle Free Monthly Payments with no credit necessary!
Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of consumers with affordable monthly payments through our extensive contractor network. Here are 4 things to know about Microf:

  • Microf specializes in lease purchase options for residential replacement HVAC systems.
  • Microf has a simple application process.
  • Microf offers convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase.

Call us at (904)-722-8995 for more information about financing!